Financial aid

While caring for family members, the financial aspect can be a challenge. However, financial stability of one's own is necessary for this care.

Of course, families have different entitlements, but the first priority is usually the financial security of the relatives. Starting a family costs money, which is why many young people postpone their desire to have children.

Individual circumstances, especially of families with many children, single parents and people or families with low income can lead to financial hardship. Governmental and non-governmental institutions are attempting to help to alleviate these problems with additional help.

Direct financial state subsidies are e.g:

Unemployment benefit II as an increase
housing benefit
family recreation
child supplement
advance maintenance payments
State specific e.g. the state child-raising benefit

There is also aid, such as tax breaks and allowances, which can have a positive impact. These include, for example:

For a child living away from home who is undergoing vocational training, training allowances of € 924 are available
As tax bonus relief amounts for single parents of zz. 1.308 €
For civil servants, family allowances paid by the public employer
For the Riester pension child allowance in the amount of zz. 185 € per year and child
Reduction of the reasonable own burden
School fees deductible as special edition
Tax bonus for solidarity surcharge and church tax
Depending on annual income (currently € 51,200 for couples/ € 25,600 for single people) Housing premium
The unemployment benefit is 60 % for unemployed persons, for parents even 67 %.

Questions and answers

What is housing benefit?

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Housing benefit is a subsidy for rent and heating costs. You can apply for this if your income is low. Housing benefit is only granted if no family member is already entitled to unemployment benefit 2. This also applies to benefits under the Vocational Training Assistance Act (BAföG) or the Vocational Training Act (BBiG).

Checklist

Personal interest exists Apply for housing benefit Consultation appointment (employment agency) Apply for unemployment benefit II Change wage tax class if necessary Obtain information from the debtor advisory service, if applicable

Document

Change of income tax class of spouses or life partners (not permanently separated)

Life or spouses who are resident in the country, do not live permanently separated and receive both wages can, upon joint application, choose the combination III/V or instead the so-called factor method (IV/IV with factor) instead of the tax class combination IV/IV.
Complete the form and send it to: Tax office Dresden-Süd or Nord

ETL AG tax consulting company - www.lohnsteuer.de

Application form for housing benefits

Tenants of residential space or owners of residential space can apply for a subsidy towards their housing expenses. The co-payment is income-dependent and only applies to people on low incomes.
To send to: Stadt Dresden, Abt. Wohngeld

https://amt24.Sachsen.de (Amt24 Government form service of the Federal State Saxony)

Application for unemployment benefit II

Every person aged 15 and up to a fixed limit between 65 and 67 who is able to work has the right to this basic security benefit if they are in need of it. Please send the completed and signed application to your job centre.

Bundesagentur für Arbeit - www.arbeitsagentur.de

Helpful Links

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What is my reasonable own burden? - taxfit.de

The reasonable own burden is a major tax hurdle. Once this individual limit has been exceeded, you can deduct certain expenses. Here you can find out what these are and how you can influence them.